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Time Deposit Rates

These interest rates and annual percentage yields (APY) are effective as of December 19, 2024 and are subject to change.

182 Day Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 minimum 3.22% 3.25% At Maturity


12 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 3.94% 4.00% Quarterly
$7,500 - $99,999.99 3.94% 4.00% Quarterly
$100,000 - and above 3.94% 4.00% Quarterly

18 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 2.58%
2.60% Quarterly
$7,500 - $99,999.99 2.67% 2.70% Quarterly
$100,000 - and above 2.77% 2.80% Quarterly

24 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 2.62% 2.65% Quarterly
$7,500 - $99,999.99 2.72% 2.75% Quarterly
$100,000 - and above 2.82% 2.85% Quarterly


36 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $7,499.99 2.67% 2.70% Quarterly
$7,500 - $99,999.99 2.77% 2.80% Quarterly
$100,000 - and above 2.87% 2.90% Quarterly

48 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 2.72% 2.75% Quarterly
$7,500 - $99,999.99 2.82% 2.85% Quarterly
$100,000 - and above 2.92% 2.95% Quarterly

60 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 2.82% 2.85% Quarterly
$7,500 - $99,999.99 2.92% 2.95% Quarterly
$100,000 - and above 3.02% 3.05% Quarterly

¹ Early withdrawal penalties may apply on Time Deposits:
  • 12 months and under maturity is 9 months interest.
  • Over 12 months maturity is 15 months interest.
For more information on current interest rates and annual percentage yield information, call: 641.456.4793 or toll free: 888.456.4793